P.E., a 37-year-old Palmdale resident, injured her shoulder in an auto accident. The at-fault party offered their policy limit of $25,000 to settle, which was rejected since there was a possibility for additional coverage through defendant’s employer’s policy, despite fact that defendant was not working at the time of the accident. After researching an exception to the coming and going rule, case settled at mediation for: $100,000.00.